A Complete Guide to 4-Point Inspections

A common question asked for new homeowners, “What is a 4-point inspection?” This inspection gives a homeowners insurance company direct insight into the current condition of your house, examining four major systems: roofing, electrical, plumbing and HVAC.

What is a 4-Point Inspection?

A 4-point inspection is a way to assess the overall condition of a home. The inspection services include reviewing four major components: 

  • Electrical
  • Plumbing
  • Roofing
  • HVAC

Inspection services contribute significantly to the decision of buying a home. It will reveal any issues with the property related to the above-mentioned aspects so that you can make an informed decision about buying it. Also, inspection services specific to this type of inspection are often requested by insurance inspection companies. It helps you gauge the condition of a home before determining someone’s eligibility for a coverage plan or for the purpose of renewal.  

Furthermore, when dealing with older homes, where structural integrity and other safety issues can arise, insurance companies and potential homeowners typically require inspection services to conduct a 4 point inspection. The process is quick, especially in comparison to full inspection services. The reason is that the process entails the evaluation of specific aspects only. A 4 point inspection is also useful for a landlord or property manager before renting it out to a tenant. 

What Does a 4-Point Inspection Cover?

Inspection services evaluate the major systems of a home as part of a 4 point inspection. The four major systems, including HVAC, Electrical, Roofing, and Plumbing, determine the basic integrity and functionality of a home. Inspection services are useful in determining any major issues that affect the four major systems that make a fully functional house. 

The significance of these four components is obvious, and not attending to these can not only be inconvenient and unpleasant but may also prove to be hazardous. When you avail of inspection services, a professional house inspector will carry out a four-point home inspection and check the following components:

HVAC System

HVAC (heating, ventilation, and air conditioning) is certainly one of the most important components. It helps regulate climate control and makes a home liveable. An outdated or badly maintained HVAC could cause problems such as accumulation of dust and deteriorating quality of air and circulation. They can affect living conditions and present the risk of many health hazards.  

When looking at an HVAC unit, an inspector examines its age and condition. An older HVAC may not necessarily mean bad air conditioning. However, it can prove to be a determining aspect in gauging the expectancy of the system and also allow for anticipating any issues with it in the future. The inspector will also look for how well the system has been maintained. 

A well-functioning HVAC system ideally adheres to expected size specifications and cooling and heating requirements. It is important to note that fireplaces, oil furnaces, and AC units on not count as HVAC since there are safety concerns associated with them. Moreover, it is a good idea to replace an older HVAC that dates back 20 years ago and replace it with a more up-to-date one. On the other hand, if there are no issues with the system, it will pass the inspection and will be approved for further use. 

Plumbing System

A home without a properly functioning plumbing system can present the worst possible situation for those occupying the home. The inspector conducts detailed checks of the system to ensure that there are no leakages. The age of the plumbing system and the materials used to build it are some important aspects considered as part of the inspection. 

Any wear and tear, leakages, rusty pipes, or the possibility of the same would indicate the need for repairs. These factors also help in determining expectancy. Water supply lines are also examined for optimum water circulation in the home. 

Electrical System

An electrical inspection is one of the most important parts of a home inspection. It will help you identify if there are any electrical hazards present in the house. The inspector checks for unsafe wiring, improper grounding and installation, and other electrical problems. They also look for signs of wear and tear on all electrical components.

Moreover, it is imperative that your electrical system meets code regulations. The system should be well-suited to the house’s size and structure. The inspection will also include checking for any defects in the insulation, continuity, insulation resistance, leakage current, voltage drop across insulation, and voltage drop across the conductor. In addition to this, they will also check for any changes in appearance, such as oil stains on equipment or wiring, discoloration of insulation, and corrosion.


Roofing is one of the most important parts of a house. It protects the interior of a house from rain, snow, and other weather conditions. A roofing inspection is quite detailed and comprehensive. 

This type of inspection will cover four main areas: structural integrity, insulation, ventilation, and moisture protection. To ensure structural integrity, the inspector makes sure there are no signs of water damage or leaks. Insulation is checked for its effectiveness and how it is installed. 

For ensuring ventilation, there are checks for airflow from inside to outside as well as from outside to inside, and any signs of moisture or leaks in the attic, basement, or walls are checked to ensure moisture protection. The inspector may also look for signs that water has been standing on the roof for a prolonged time, which can cause discoloration and deterioration of shingles and tiles. Any visible signs of damage or wear on the roof are examined. They will also inspect for structural issues, such as loose or missing shingles and broken or missing tiles.

Benefits of a 4-Point Inspection 

A 4-point inspection is a way to ensure that a property is in good condition. It is done by a professional inspector, and it helps identify potential problems. They need to be addressed for the house to be in the right shape to be sold, rented, or insured. A 4-point inspection can be a lifesaver for any property investor. It can help to identify maintenance issues and potential safety hazards before they become a major problem.

The benefits of conducting a 4-point inspection are that it reduces costs for buyers in two ways: through reduced repair costs after purchase and reduced time spent fixing up the property before putting it up for sale. These types are inspections are performed by licensed professionals and are usually quick and inexpensive. They make it possible to maintain the quality of a house by reporting or anticipating defects before proceeding. 

Several inspection services are available, and you can search online to find a service of your choice. What’s more, new technological advancements are being developed and utilized in the field. Inspection software can make this process simpler by automating the inspection process. Inspection software offers several features and advantages, including custom templates and report summaries.   

In order to get better insights on four point inspection and find a suitable inspection software, get in touch with Link Inspect Pro. Whether you are a homeowner, property manager, or insurance company, you can avail of our inspection services and inspection software. At Link Inspect Pro, you simply need to register on our website or app. We can ensure that a licensed professional will perform the inspection in a timely and efficient manner while adhering to your state guidelines.

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